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I just like you're ready to get a new study find -- 2030 year old so more at risk of dying -- debt.
In a carry over 5000 dollars more debt on their credit cards than their parents did at the same age so how can we change is dangerous debt cycles -- is right now from Nashville is our best friend of the personal finance expert department debris into game moratorium.
Good morning guys -- I love this first thing on this chilly day in New York City for the young people decide you are sick and tired of being sick and tired right.
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Now the way you get out that is you -- get really mad you gotta get sick and tired of being sick and tired my friend -- brown says people change their lives when they finally say.
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All right so to make that decision and then you'll start working it out if you driven enough.
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Absolutely the -- snowball is how we've talked millions of families to get out of that that's where you list your debts smallest to largest regardless of the interest -- And you attack that smallest one with this passion with his anger we're talking about and -- -- so much stuff the kids think -- next I think we're going to attack -- that right.
And -- -- that smallest -- out when it's gone that snowball rolls over picks up more smokers don't have payment anymore and you can attack the next one down.
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Ramsey scissors hands it's time and when we first -- you did this the plastic to me go ahead -- -- show us how it works.
You know we've been cutting up these things for a long long title in teaching Americans to have a different kind -- plastic surgery.
How -- it but you know what cash cash buys things and you know I've got you know that -- -- if traders Amare credit cards zero because I don't have any.
I've got debit cards and so close the accounts do away with a walk away from this.
I've met with thousands of millionaires I never met -- -- said David Norman at all much discover points via do you see you advise people not to have any credit cards whatsoever.
I have to debit cards my driver's license in my hand and carry permit in my pocket that's the only plastic I got our -- against a library card if you buy -- mall by those books.
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Then when you attack that debt and you know tire blows out or that a little car repair comes up it doesn't become new -- you're not look into the crazy -- to put the credit cards back together.
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I get crazy -- to put your cards together you'll Needham Heights -- -- some are -- thank you very much we'll see you back here next week.
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