How To Better Handle Your Mail
Letters, magazines, bills, flyers, what to do with them all. There should be only two responses to every piece of mail or e-mail, do something with it, or toss it! The best way, as always, to deal with it all is in an organized fashion,http://newbalance2.webnode.jp/. One of the quickest ways to do this is to have the following folders: A red one for things that must be dealt with immediately. This would include anything that needs an immediate response, something that has to be done today. A letter you must respond to, a meeting you have to schedule, a report you need to do, a telephone call that needs to be made. Within this folder you will need to prioritize what needs to be handled first, second, etc. Bills that come in and need to be paid should be placed in your tickler file a couple days before their due date to account for mailing time. So as you are opening your bills that come in the mail, check the due date and place them in your tickler file. If it has to be paid upon receipt, put it in the red folder so you can deal with it immediately. Meetings (flyers) that have to be attended are placed in a gray folder. Be sure to check the dates, highlight them. Your next step is to be sure to place them on your calendar, and then to tickle them two days before for your review or if there is anything you need to do or prepare for the meeting. If you receive meeting highlights or minutes by mail, these can be placed in a yellow folder for your perusal at a later date. These are the types of things that can be read during lunch, or while backing up files, printing, etc. Magazines and articles you receive can be placed in a black folder. This is your reading folder. Take it with you when you go on appointments that you know you will have some lag time. Read during lunch. Schedule time in the morning and weekends. If you make reading a part of your daily schedule, it won't pile up. And remember, once you read it, file it away, or toss it. Every piece of paper should generate a reaction, the reaction might be to deal with it, file it, or toss it, but one of them needs to occur. If you follow this simple rule, you can keep mail and paperwork under control, and your sanity to boot.Copyright DeFiore Enterprises 2002
What Does It Cost To Become PCI Compliant? Part 2
This part 2 of a two part series about cost of PCI Compliance. This month we will take a look at look at the cost of software and hardware upgrades. Software and hardware upgrades may be necessary if you store secure credit card data in house. Gartner estimates that a company with 100,000 credit cards on file will pay $6 dollars in encryption costs per card. Alternatively, merchants can use technologies such as tokenization where the data storage is remote, which typically have per transaction fees instead of upfront costs. All of these estimates exclude the cost of labor and the opportunity cost of pursuing other profit-making endeavors. Smaller restaurants and retailers that only have a single terminal or POS system are still required to become compliant. In order to learn how to become PCI compliant they need to fill out the Self Assessment Questionnaire, but the compliance process is usually much less involved. Merchants that are using POS systems to process credit cards need to make sure they are not improperly storing prohibited card data and need to verify that their vendor is PABP compliant (soon to become PA DSS). To verify that your POS system is not storing prohibited information and is compliant,ニューバランス靴, see the updated list published in November 2007. Some merchants such as Brad Friedlander, a restaurant owner in Cleveland with two stores, paid $50,000 on technology upgrades to become compliant. Any merchant that accepts, stores, or processes credit card information is required to already be compliant. The Card Associations have determined specific dates about when merchants need to validate compliance. Level 1 merchants were required to validate compliance by 9/30/07. Level 2 are expected to validate PCI Compliance by 12/31/07. Level 3 and 4 validation deadlines will come, but at this point they have been left up to the merchant's specific acquirer to be determined. Not only is becoming compliant not optional, but Card Associations have threatened larger merchants with the imposition of monthly fines until compliance is obtained. They've also threatened to increase the cost of interchange, which would increase these merchants' processing costs. But perhaps most importantly, the Card Associations will levy fines and penalties if a merchant is not PCI Compliant at the time of breach. The fines can be devastating to merchants. I've written about two breaches, both of which had significant consequences. One merchant is large, the other is small. In addition, merchants face remediation and discovery costs can be just as costly, if not more so, than the fines. For a cumulative number, Gartner estimates that the cost of a data security breach can range from $90 to $305 per customer record. Some merchants are frustrated about the PCI requirements, while others see them as basic security requirements that should already be in place. A common misconception is that compliance equals security,ニューバランス 人気, but a number of recent breaches have proven that not to be the case.
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